Terms and Conditions:

Terms of Use:

The following are “Terms and Conditions” upon which KMSP Group LLC (“Company” or “We” or “Us”) offers to you (“users”) and/or users who access www.envestie.com (“Site”) internet site. Please read the privacy policy, cookie policy, and all of the following terms and conditions carefully before using this Site. By visiting or using our Site or Services, you are agreeing to be bound by the following terms and conditions.

We may change these Terms and Conditions at any time. Your continued use of this Site means that you accept any new or modified Terms and Conditions that we made. Any amendment or changes to the Terms and Conditions will be effective immediately as we posted on the Site. Please re-visit the “Terms and Conditions” periodically to stay abreast of any changes. IF YOU DO NOT AGREE TO THE “TERMS AND CONDITIONS” HEREIN, YOU SHOULD DISCONTINUE YOUR USE OF SERVICE IMMEDIATELY.

These terms control the relationship between KMSP Group LLC and you and they do not create any third party beneficiary rights. If there is a conflict between these terms and the additional terms, the additional terms will control for that conflicts.

KMSP Group LLC reserves the right to suspend the operation of this Site or any part or sections of it at any time and no claims shall be against KMSP Group LLC.

Privacy and Copyright Protection:
Our privacy policy explains how we collect, handle, store and use information on individuals who visit this Site. By visiting, accessing or using the Site, or providing information to us in any other format, you agree to and accept that we can use such data in accordance with our privacy policy.

All designs, titles, logos, images and contents of www.envestie.com are the property owned by KMSP Group LLC, or its affiliates, or other licensors and are protected by copyright and trademark laws. You agree not to use, store, copy, post, reproduce or redistribute any information contain in this Site without prior written permission from KMSP Group LLC and may require a separate fee.

Site Access and Services Interruptions:

KMSP Group LLC, its affiliates, and its associated officers, directors, and employees take no responsibility and shall not be liable for any loss or liability as the result, directly or indirectly, of any delays or interruptions in accessing our Site including but not limited to, electronic or mechanical equipment failures, internet connection problems, system or software failures or malfunctions, system capacity issues, security breaches and unauthorized access, and other similar technical problems and defects.

You shall be responsible for all access and service fees necessary to connect to the Site and the risk associated with the use and storage of information on your personal computer or device through which you will gain access to the Site and services. You agree that KMSP Group LLC will not be liable in any way to you or to other person in the event for the failure of or damage or destruction of your computer systems, data or records or for delays, losses, errors or omissions resulting from failure or mismanagement of any telecommunications or computer equipment or software.

Information and Liability Disclaimers:
You acknowledge and agree that use of this Site is at your sole risk. Given the number of sources from which the contents presented on the Site is obtained and the potential problems with electronic distribution, there may be delays, omissions, inaccuracies or typographical errors. Please noted that the contents presented on the Site are provided “AS IS” without warranties of any kind. KMSP Group LLC, its affiliates and its associated officers, directors, and employees do not warrant the accuracy, timeless and completeness of the contents on the Site.

In all cases, KMSP Group LLC, its affiliates and its associated officers, directors, and employees shall not be liable to you or to any third party or anyone else for any loss or damage financially, emotionally or otherwise experienced and/or suffered by you, resulting directly or indirectly from the use of the Site.

The information presented in this Site is general in nature and is for information and/or marketing purposes only. While KMSP Group LLC uses reasonable efforts to obtain information from reliable sources, please be mindful that data contained in this Site is not necessarily real-time nor accurate. Data and prices are not necessarily provided by any markets or exchanges. As such, prices may not be accurate and may differ from the actual price at any given market and is not appropriate for trading purposes. In all events, KMSP Group LLC and any provider of the data contained in this Site gives no guarantee against, and assumes no liability for any loss or damage as the result of your decision making or action taken in reliance on the information contained in this Site.

For statements contained in this Site that are not historical facts, these statements could be the result based upon past performance, current expectations, estimates and/or projections. Such “forward-looking statements” involve risks, uncertainties and other factors. Actual event / performance may differ materially from those reflected on the statements. Therefore, you should not placed undue reliance on these statements. None of any opinions on this website is intended to be relied upon as advice or recommendation of any action. They are intended merely as expression of personal thinking and speculations. You should obtain advise from your professional advisor prior to making any decisions or actions. In all cases, KMSP Group LLC, its affiliates and its associated officers, directors, and employees shall not be liable to you or to any third party or anyone else for any loss or damage as the result of you decision making decisions or actions taken in reliance on the information contained in this Site.

Links to Third Party Sites:
The links in the Site will allow you to access another web sites operated by persons other than KMSP Group LLC. Please noted KMSP Group LLC has no control of these linked sites. You agree not to hold KMSP Group LLC responsible for the content or operation of such web sites. The inclusion of any linked sites does not imply that KMSP Group LLC endorses the content and/or operations on that web site. You are solely liable and responsible in determining the extent to which you may use any content at these linked web sites.

Online purchases made through our Site are processed securely through PayPal.com and we do not have access to your personal and credit card information. While we take every effort to protect the security of these servers and your personal information, we cannot completely guarantee the security of your information, which might be accessed, modified or disclosed.

You agree not to hold KMSP Group LLC liable for any loss or damage as the result of such dealings. The liability of KMSP Group LLC and its officers, directors or employees, to you or any third parties in all circumstance is limited to the amount of money you transferred to KMSP Group LLC in relation to the transaction giving rise to such liability.

Risk Disclosure:
Trading in financial instruments, foreign currencies and/or cryptocurrencies involves financial risk and may not be suitable for all investors. Leverage trading in foreign currency contracts, volatility of cryptocurrencies prices and/or margin trading further increases the financial risks. Please note trading can be volatile and investors risk losing their investment on any given transaction.

We advise you to carefully consider whether the risks and costs associated with trading in financial markets is appropriate based on your personal circumstances including but not limited to the level of investment experiences, investment objectives and risk appetite. Past performance is no guarantee of future results and tax law may be subject to change. Seeking independent professional advice is encouraged, if needed.

Any trading decisions and/or actions that you make are solely your responsibility. In all cases, KMSP Group LLC, its affiliates and its associated officers, directors, and employees shall not be liable to you or to any third party or anyone else for any loss or damage as the result of your decisions or actions.

Termination:
This Agreement and license rights granted herein shall remain effective unless terminated immediately by KMSP Group LLC as the result of (1) any breach of these Terms and Conditions by you; (2) unauthorized access or use by you; (2) assign or transfer any rights granted to you by you under this Agreement. Termination of this Agreement shall not affect any legal rights KMSP Group LLC entitled to. Upon termination of this Agreement, all rights granted to you will terminate and fee charged is non-refundable regardless of the reason.

Breach and Jurisdiction:
You agree to fully identify, defend and hold harmless KMSP Group LLC, its affiliates and its associated officers, directors, and employees immediately upon demand from and against all claims, liabilities, damages and losses, including but not limited to legal fees and other charges arise due to (1) any breach of these Terms and Conditions by you; (2) violation of any law or rights of any third party by you; (3) any government or legal authority actions against you.

If, under any circumstance, you breach any provision contained herein, KMSP Group LLC and/or any of its affiliates reserves the right to take action such as terminating any agreement in place with you, blocking services offered to you via the Site and/or taking legal action against you. If KMSP Group LLC takes action to enforce any of the provisions herein, including collection of any amounts due hereunder, KMSP Group LLC shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled and any costs of any litigation.

KMSP Group LLC operates the Site from its office within the United States. Therefore, content represents on the Site may not be appropriate or applicable for use in any other country. Access from certain countries outside United States may be strictly prohibited. By visiting our Site or Services, it is your responsibility to comply with all local laws and you acknowledge and agree that you are accessing the Site on your own initiative and at your own risk. Terms and Conditions herein shall be governed by the laws of United States and the State of Ohio. You agree to exclusive jurisdiction of the courts located within Franklin County, Ohio and waive the defense of forum non conveniens.

Last Modified: June 15, 2020